West Virginia Workers' Compensation
West Virginia is known for its rolling hills, vast forests, and its beautiful mountain overlooks. However, The Mountain State offers much more and is home to many small businesses as well as large corporate headquarters.
West Virginia’s businesses industry has been doing well in recent years. The state is known for its many place for activates such as hiking, mountain biking, rock climbing, skiing, as well as whitewater rafting. Some of West Virginia’s largest industries include biotech, energy, aerospace, automotive, and metals. ESMARK, MedExpress Urgent Care, Special Metals, CAMC Health System, and Oglebay are all headquartered in the state.
Small businesses in West Virginia employ more than 275,000 people. This accounts for 49% of the state’s private workforce, and with 16,700 workplace injuries and 46 fatalities, small businesses need to make sure they have workers compensation coverage.
Large businesses in West Virginia also self-insure and set aside funds that are dedicated to workers’ compensation. Zenployers is a perfect match for this as well.
WC OverviewWorkers’ compensation is “no-fault”. It doesn’t matter if an employee caused their own injury by being careless. If they are otherwise eligible, they are entitled to benefits unless they intentionally hurt themselves, they were intoxicated, or they committed fraud. Most employees need to be covered under workers’ compensation laws, but there are a few exceptions.
- Employ five or fewer agricultural workers
- Domestic employees
- Employees of a church
- Longshore employees
- Harbor employees
- Medical costs
- Missed wages
- Funeral costs
- Disability payments
- Travel expenses
WC PayoutsYour workers’ compensation must pay for your employee’s medical treatment from day one for any work-related injury. Work-related illnesses are also covered under workers’ compensation law. Illnesses or conditions caused by exposure to harmful conditions such as mold, or products such as caustic chemicals are all covered. If your employees are injured in this way at work in West Virginia, they may be entitled to benefits under workers’ compensation law.
Workplace injuries required days away from work
Workplace injuries were hospital occupations
Fatal injuries were in transportation and material moving occupations
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in West Virginia.
in West Virginia.