Virginia Workers' Compensation
Virginia is known for its historical significance in American history, such as being home to the first of the thirteen colonies. However, the Old Dominion state has much to offer today with its many small businesses and corporate headquarters.
Virginia’s business industry has been on the rise for many years. The state is known for being the birthplace of America, home to the famous Jamestown, the beautiful Blue Ridge Mountains, and it’s very nice and friendly beaches. Major industries in Virginia include agriculture, aerospace, mining, technology, and the military. Dollar Tree, DXC Technology, Capital One, and Smithfield Foods are all headquartered in Virginia.
Small businesses in Virginia employ more than 1.5 million people. This accounts for 47% of the state’s private workforce, and with 82,500 workplace injuries and 157 fatalities across all industries in 2018, small businesses need to make sure they have workers compensation insurance coverage.
Large businesses in Virginia also self-insure and set aside funds that are dedicated to workers’ comp. Zenployers is a perfect match for this as well.
WC OverviewVirginia has a no-fault system workers’ compensations system. That means it doesn’t matter if an employee caused their own injury by being careless. If they are otherwise eligible, they are entitled to benefits. However, there are some exceptions.
- Independent Contractors
- Sole Proprietors with no employees and do not use subcontractors
- Doctor’s visits
- Hospital visits
- Physical therapy
- Medical tests
WC PayoutsYour worker’s comp insurance must pay for your employee’s medical treatment from day one for any work-related injury. Work-related illnesses are also covered under workers’ compensation law. Illnesses or conditions caused by exposure to harmful conditions (such as mold) or products (such as caustic chemicals) are all covered. If your employees are injured in this way at work in Virginia, they may be entitled to benefits under workers’ compensation law.
Injuries were in goods producing fields
Injuries were in state and local government fields
Injuries were in education and health services
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