Vermont Workers' Compensation
Vermont is known for its beauty. From vast forests, flowing rivers, and picturesque mountains. However, The Green Mountain State offers much more and is home to many small businesses as well as large corporate headquarters.
Vermont’s business industry has been doing very well in recent years. The state is known for hiking and biking trails, as well as being a destination for state for winter sports enthusiasts. Some of Vermont’s largest industries include agriculture, tech, energy, and manufacturing. IDX Systems, Bruegger’s Enterprises, Casella Waste Systems, and Killington Ski Resort are all headquartered in the state.
Small businesses in Vermont employ more than 161,000 people. This accounts for 61% of the state’s private work force, and with 10,500 workplace injuries and 10 fatalities across all industries in 2019, small businesses need to make sure they have workers compensation coverage.
Large businesses in Vermont also self-insure and set aside funds that are dedicated to workers compensation. Zenployers is a perfect match for this as well.
WC OverviewWorkers’ compensation is “no-fault”. It doesn’t matter if an employee caused their own injury by being careless. If they are otherwise eligible, they are entitled to benefits unless they intentionally hurt themselves, they were intoxicated, or they committed fraud. Most employees need to be covered under workers’ compensation laws, but there are a few exceptions.
- Sole proprietors
- Corporate officers
- Casual workers (not employed in the core function of the business)
- Agriculture workers making less than $10,00 a calendar year
- Medical care
- Lost wages
- Permanent disability benefits
WC PayoutsYour workers’ compensation insurance must pay for your employee’s medical treatment from day one for any work-related injury. Work-related illnesses are also covered under workers’ compensation law. Illnesses or conditions caused by exposure to harmful conditions such as mold, or products such as caustic chemicals are all covered. If your employees are injured in this way at work in Vermont, they may be entitled to benefits under workers’ compensation law.
Workplace injuries required days away from work
Workplace injuries were in education and health services occupations
Workplace injuries were in manufacturing occupations
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