Zenployers in South Carolina
Get your business covered by Zenployers in the Palmetto State
South Carolina Workers' Compensation
South Carolina is known for its southern charm, hospitality, and warm weather.
However, the Palmetto State offers much more, and is known for it's many small businesses and corporate headquarters.
South Carolina's business industry has blossomed in recent years. The state is known for its family-friendly and affordable beaches, warm weather and hundreds of golf courses. Major South Carolina industries include government, professional and business services. Michelin North America, global technology product provider ScanSource and the Denny’s restaurant chain are all headquartered in the state.
Small businesses in South Carolina employ more than 743,000 people. This accounts for 46% of the state’s private workforce, and with more than 45,000 workplace injuries and 88 fatalities across all industries in 2017, small businesses need to make sure they have workers’ compensation insurance coverage.
Large businesses in South Carolina also self-insure, and set aside funds that are dedicated to workers' comp. Zenployers is a perfect match for this as well.
Some facts about South Carolina Workers' Compensation
WC Overview
Workers’ compensation is “no-fault.” It doesn’t even matter if an employee caused their own injury by being careless. If they are otherwise eligible, they are entitled benefits unless they intentionally hurt themselves, they were intoxicated, or they committed fraud (for example, lied about being hurt at work). Most employees need to be covered under workers’ compensation laws, but there are a few exceptions.
WC Exceptions
  • employees of businesses with fewer than four employees
  • employees of businesses with a total annual payroll of less than $3,000
  • agricultural workers
  • some realtors
  • employees of railway express and railroad companies
  • some casual (or temporary) employees
  • corporate officers
  • federal employees working in South Carolina
WC Coverage
  • surgery
  • hospitalization
  • physician
  • medical supplies
  • prosthetic devices
  • prescriptions
WC Payouts
Your workers' comp insurance must pay for your employee's medical treatment from day one for any work-related injury. Work-related illnesses are also covered under workers’ compensation law. Illnesses or conditions caused by exposure to harmful conditions (such as mold) or products (such as caustic chemicals) are all covered. If your employees are injured in this way at work in South Carolina, they may be entitled to benefits under workers’ compensation law.
Fatal injuries were men
Fatal injuries were in goods- and service-providing occupations
Non-fatal injuries required days away from work, job restrictions or job transfers
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in South Carolina.