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Get your business covered by Zenployers in the Keystone State
Pennsylvania Workers' Compensation
Pennsylvania is known for its historical location that played a role in American history such as Gettysburg National Military Park, and Independence National Park. However, The Keystone State offers much more and is home to many small businesses as well as large corporate headquarters.
Pennsylvania’s business industry has been on a steady rise in recent years. The state is known for its vast farmlands, camping sites, as well as rivers for fishing and kayaking. Some of Pennsylvania’s largest industries include agriculture, manufacturing, and mining. Aramark, Comcast, Keystone Foods, Universal Health Services, and Genesis HealthCare are all headquartered in the state.
Small businesses in Pennsylvania employ more than 2.5 million people. This accounts for 46% of the state’s private workforce, and with 83,600 workplace injuries and 154 fatalities across all industries in 2019, small businesses need to make sure they have workers compensation coverage.
Large businesses in Pennsylvania also self-insure and set aside funds that are dedicated to workers’ compensation. Zenployers is a perfect match for this as well.
Some facts about Pennsylvania Workers' Compensation
WC Overview
Workers’ compensation is “no-fault”. It doesn’t matter if an employee caused their own injury by being careless. If they are otherwise eligible, they are entitled to benefits unless they intentionally hurt themselves, they were intoxicated, or they committed fraud. Most employees need to be covered under workers’ compensation laws, but there are a few exceptions.
WC Exceptions
  • Federal employees
  • Longshoremen
  • Railroad employees
  • Domestic employees
  • Sole proprietors
  • Real estate sales employees who qualify as independent contractors
WC Coverage
  • Lost wage
  • Medical care
  • Medical bills
  • Death benefits
WC Payouts
Your workers’ comp insurance must pay for your employee’s medical treatment from day one for any worker-related injury. Work-related illnesses are also covered under workers’ compensation law. Illnesses or conditions caused by exposure to harmful conditions such as mold, or products such as caustic chemicals are all covered. If your employees are injured in this was at work in Pennsylvania, they may be entitled to benefits under workers’ compensation law.
Workplace injuries required days away from work
Workplace injuries were in the manufacturing field
Workplace injuries were in transportation and warehouses
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in Pennsylvania.