Oregon Workers' Compensation
Oregon is known for its scenic landscape such as Crater Lake, George River, Mount Tabor, and the coastline. However, the Beaver State offers much more and is home to many small businesses as well as large corporate headquarters.
Oregon’s business industry has been greatly increasing over recent years. The state is known for is many state parks for recitational activities such as swimming, hiking, biking, and fishing. Some of Oregon’s largest industries include agriculture, fishing, forestry, tourism, and manufacturing. Nike, Collins, Precision Castparts, Fred Meyer, and Medical Management International are all headquartered in the state.
Small businesses in Oregon employ more than 852,000 people. This accounts for 55% of the state’s private workforce, and with 59,100 workplace injuries and 69 fatalities across all industries in 2019, small businesses need to make sure they have workers compensation coverage.
Large businesses in Oregon also self-insure and set aside funds that are dedicated to workers’ compensation. Zenployers is a perfect match for this as well.
WC OverviewWorkers’ compensation is “no-fault”. It doesn’t matter if an employee caused their own injury by being careless. If they are otherwise eligible, they are entitled to benefits unless they intentionally hurt themselves, they were intoxicated, or they committed fraud. Most employees need to be covered under workers’ compensation laws, but here are a few exceptions.
- Sole proprietors
- Corporate officers
- LLC members
- Medical cost
- Medical bills
- Missed wages
WC PayoutsYour workers’ compensation insurance must pay for your employee’s medical treatment from day one for any work-related injury. Work-related illnesses are also covered under workers’ compensation law. Illnesses or conditions caused by exposure to harmful conditions such as mold, or products such as caustic chemicals are all covered. If your employees are injured in this was at work in Oregon, they may be entitled to benefits under workers’ compensation
Workplace injuries needed days away from work
Workplace injuries were in trade, transportation, and utilities fields
Workplace injuries were in the health care and social assistance fields
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