Ohio Workers' Compensation
Ohio is known for many attractions such as the Rock & Roll Hall of Fame and the National Museum of the US Air Force. However, the Buckeye State offers much more and is home to many small businesses as well as large corporate headquarters.
Ohio’s business industry has been rapidly growing. The state is known for destinations such as Cedar Point Amusement Park, Hocking Hills State Park, and The Cleveland Museum of Art. Some of Ohio’s biggest industries include aerospace, bioscience, education, and agriculture. Kroger, Macy’s, Watson’s, P&G, and National Machinery are all headquartered in Ohio.
Small businesses in Ohio employ more than 2.2 million people. This accounts for 45% of the state’s private workforce, and with 110,500 workplace injuries and 166 fatalities across all industries in 2019 small businesses need to make sure they have workers compensation coverage.
Large businesses in Ohio also self-insure and set aside funds that are dedicated to workers compensation. Zenployers is a perfect match for this as well.
WC OverviewWorkers’ compensation is “no-fault”. It doesn’t matter if an employee caused their own injury by being careless. If they are otherwise eligible, they are entitled to benefits unless they intentionally hurt themselves, they were intoxicated, or they committed fraud. Most employees need to be covered under workers’ compensation laws, but there are a few exceptions.
- Domestic workers making less than $160 per calendar quarter
- Sole proprietor
- Doctors’ visits
- Medical bills
- Lost wages
- Death benefits
WC PayoutsYour workers’ comp insurance must pay for your employee’s medical treatment from day one for any work-related injury. Work-related illnesses are also covered under workers’ compensation law. Illnesses or conditions caused by exposure to harmful conditions such as mold, or products such as caustic chemicals are all covered. If your employees are injured in this way at work in Ohio, they may be entitled to benefits under workers’ compensation law.
Workplace injuries required days away from work
Workplace injuries were in trade, transportation, utilities fields
Workplace injuries were in education and health services
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