North Dakota Workers' Compensation
North Dakota is known for its vast grass lands and wheat farmlands, rivers, and lakes. However, the Peace Garden State offers much more and is home to many small businesses as well as large corporate headquarters.
North Dakota’s business industry has shown strong growth in recent years. The state is known for Lake Sakakawea, Fort Buford State Historic Site, and the Little Missouri State Park. Some of North Dakota’s largest industries include agriculture, construction, transportation, manufacturing, oil and gas. Scheels All Sports, TMI Hospitality, Altru Health System, ICS, and Varistar are all headquartered in North Dakota.
Small businesses in North Dakota employ more than 198,000 people. This accounts for 57% of the state’s private workforce, and with 37 fatal injuries across all industries, small businesses need to make sure they have workers compensation coverage.
Large businesses in North Dakota also self-insure and set aside funds that are dedicated to workers’ comp. Zenployers is a perfect match for this as well.
WC OverviewWorkers’ compensation is “no-fault”. It doesn’t matter if an employee caused their own injury by being careless. If they are otherwise eligible, they are entitled benefits unless they intentionally hurt themselves, they were intoxicated, or they committed fraud. Most employees need to be covered under workers’ compensation laws, but there are a few exceptions.
- Farm and ranch laborers
- Owners, partners, corporate officers, or spouses
- Employers children under the age of 22
- Domestic employees
- Railroad employees
- Newspaper delivery employees
- Medical treatment
- Lost wages
- Permanent impairments
- Prosthetic devices
WC PayoutsYour workers’ comp insurance must pay for your employee’s medical treatment from day one for any work-related injury. Work related illnesses are also covered under workers’ compensation law. Illnesses or conditions caused by exposure to harmful conditions such as mold, or products such as caustic chemicals are all covered. If your employees are injured in this way at work in North Dakota, they may be entitled to benefits under workers’ compensation law.
Fatal injuries were men
Fatal injuries were in transportation and material moving occupations
Injuries were in management occupations
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in North Dakota.
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