North Carolina Workers' Compensation
North Carolina is known for its wonder coastline on the east side, beautiful mountains on the west side and everything in between. However, the Old North State offers much more and is known for its many small businesses and corporate headquarters.
North Carolina’s small business industry had been on a strong climb in the past few years. The state is known for the Outer Banks, Nascar Hall of Fame, North Carolina Museum of Arts, and the Biltmore Estate. Major industries in North Carolina include aerospace, automotive, biotechnology, business services, and energy. Compass Group USA, Lowe’s, Bank of America, Total, and Advance Auto Parts all have their corporate headquarters in North Carolina.
Small businesses in North Carolina employ more than 1.6 million people. That accounts for 44% of the state’s private workforce, and with 93,000 workplace injuries and with 178 fatalities across all industries in 2018, small businesses need to make sure they have workers’ compensation coverage.
Large businesses in North Carolina also self-insure and set aside funds that are dedicated to workers’ comp. Zenployers is a perfect match for this as well.
WC OverviewNorth Carolina has a no-fault system workers’ compensations system. That means it doesn’t matter if an employee caused their own injury by being careless. If they are otherwise eligible, they are entitled to benefits. However, there are some exceptions.
- Sole Proprietor
- LLC members
- Business partners
- Railroad employees
- Independent contractor
- Domestic employees employed by the household
- Farm labor with fewer than 10 full time employees
- Federal employees
- Hospital visits
- Doctors’ visits
- Physical therapy
- Medical treatment
WC PayoutsYour worker’s comp insurance must pay for your employee’s medical treatment from day one for any work-related injury. Work-related illnesses are also covered under workers’ compensation law. Illnesses or conditions caused by exposure to harmful conditions (such as mold) or products (such as caustic chemicals) are all covered. If your employees are injured in this way at work in North Carolina, they may be entitled to benefits under workers’ compensation law.
Fatal injuries were male
Fatal injuries were ages 55-64
Fatal injuries were in professional and business service industry
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in North Carolina.
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