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New York
Get your business covered by Zenployers in the Empire State
New York Workers' Compensation
New York is known for its many attractions such as the Statue of Liberty, Central Park, as well as Broadway. However, The Empire State offers much more and is home to many small businesses as well as corporate headquarters.
New York’s business industry has shown amazing growth in recent years. The state is known for its many tourist attractions like Time Square, Coney Island, One World Trade and the September 11 Memorial. Major New York industries include, financial services, health care, retail trade, manufacturing, and educational services. IBM, Deloitte, PepsiCo, JPMorgan Chase, and PricewaterhouseCoopers are all headquartered in New York.
Small businesses in New York employ more than 4.1 million people. This accounts for 50% of the state’s private workforce, and with 206,700 workplace injuries and 273 fatalities. Small businesses need to make sure they have workers compensation coverage.
Large businesses in New York also self-insure and set aside funds that are dedicated to workers comp. Zenployers is a perfect match for this as well.
Some facts about New York Workers' Compensation
WC Overview
Workers’ compensation is “no-fault”. It doesn’t matter if an employee caused their own injury by being careless. If they are otherwise eligible, they are entitled benefits unless they intentionally hurt themselves, they were intoxicated, or they committed fraud. Most employees need to be covered under workers’ compensation laws, but there are a few exceptions.
WC Exceptions
  • Sole proprietors
  • Partners
  • Some one/two-person corporate officers
WC Coverage
  • X-Rays
  • CT/MRI
  • Doctor visits
  • Medical Equipment
  • Prescriptions
  • Rehabilitation
WC Payouts
Your workers; comp insurance must pay for your employee’s medical treatment from day one for any work-related injury. Work-related illnesses are also covered under workers’ compensation law. Illnesses or conditions caused by harmful conditions such as mold, or products such as caustic chemicals are all covered. If your employees are injured in this way at work in New York, they may be entitled to benefits under workers’ compensation law.
Workplace injuries required days away from work
Workplace injuries were in health care and social assistance
Workplace injuries were in the trade, transportation, and utilities fields
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