Zenployers in
New Mexico
Get your business covered by Zenployers in the Natural State
New Mexico's Compensation
New Mexico is known for its many special rock formations as well as national parks, and cliff dwelling homes. However, the Land of Enchantment offers much more and is home to many small businesses and large corporate headquarters.
New Mexico’s business industry has been on the rise in recent years. The state is known for the Carlsbad Caverns National Park, White Sands National Monument, Bandelier National Monument. Major New Mexico industries include tourism, military, oil & gas. Akal Security, Sandia National Laboratory, Presbyterian, and Ernest Health are all headquartered in New Mexico.
Small businesses in New Mexico employ more than 334,000 people. This accounts for 53% of the state’s private workforce, and with 18,700 workplace injuries and 55 fatalities across all industries in 2019. Small businesses need to make sure they have workers compensation coverage.
Large businesses in New Mexico also self-insure and set aside funds dedicated to workers compensation. Zenployers is a perfect match for this as well.
Some facts about New Mexico Workers' Compensation
WC Overview
Workers’ compensation is “no-fault”. It doesn’t matter if an employee caused their own injury by being careless. If they are otherwise eligible, they are entitled benefits unless they intentionally hurt themselves, they were intoxicated, or they committed fraud. Most employees need to be covered under workers’ compensation laws, but there are a few exceptions.
WC Exceptions
  • Domestic employees
  • Real estate salespeople
  • Executive employees
  • Sole proprietors
WC Coverage
  • Medical care
  • Wage replacement benefits
WC Payouts
Your workers’ comp insurance must pay for your employee’s medical treatment from day one for any work-related injury. Work-related illnesses are also covered under workers’ compensation law. Illnesses or conditions caused by exposure to harmful conditions such as mold, or products such as caustic chemicals are all covered. If your employees are injured in this way at work in New Mexico, they may be entitled to benefits under workers’ compensation law.
Workplace injuries required days away from work
Workplace injuries were in the trade, transportation, and utilities fields
Workplace injuries were in the health care and social assistance fields
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in New Mexico.