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Get your business covered by Zenployers in the Big Sky Country State
Montana Workers' Compensation
Montana is known for its beautiful mountains, abundance of wildlife, and wide, open fields. However, the Big Sky Country State offers much more, and is known for its many small businesses and corporate headquarters.
Montana’s business industry really flourished over the past few years. The state is known for its wonderful state parks and rivers for fishing and canoeing. Major Montana industries include agriculture, forestry, mining, energy, manufacturing, and transport and logistics. Glacier Bancorp, Stillwater Mining Company, and First Interstate BancSystem all have their corporate headquarters in Montana.
Small businesses in Montana employ more than 244,600 people. This accounts for 65% of the private workforce, and with more than 14,400 workplace injuries and 32 fatalities across all industries in 2017, small businesses need to make sure they have workers’ compensation insurance coverage.
Large businesses in Montana also self-insure and set aside funds that are dedicated to workers’ comp. Zenployers is a perfect match for this as well.
Some facts about Montana Workers' Compensation
WC Overview
Montana has a no-fault system workers’ compensations system. That means it doesn’t matter if an employee caused their own injury by being careless. If they are otherwise eligible, they are entitled to benefits. However, there are some exceptions.
WC Exceptions
  • Domestic employees
  • Sole proprietors, partners, and members of an LLC
  • Corporations officers
  • Workers performing services for aid or sustenance only
WC Coverage
  • Doctors’ visits
  • Hospital bills
  • Prescriptions
  • Prosthetic devices
WC Payouts
Your worker’s comp insurance must pay for your employee’s medical treatment from day one for any work-related injury. Work-related illnesses are also covered under workers’ compensation law. Illnesses or conditions caused by exposure to harmful conditions (such as mold) or products (such as caustic chemicals) are all covered. If your employees are injured in this way at work in Montana, they may be entitled to benefits under workers’ compensation law.
Fatal injuries in from Transportation accidents
Fatal injuries were men
Fatal injuries injuries were employees 65+
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