Missouri Workers' Compensation
Missouri is known for the famous Gateway Arch, beautiful rivers and lake, and of course delicious food. However, the Show-Me State offers much more and is known for its many small businesses and corporate headquarters.
Missouri’s business industry has shown lots of growth in the past few years. The state is known for its amazing BBQ, Ozark Mountains, and the Missouri river as well as many others that are great for fishing and water sports. Major industries in Missouri include healthcare, retail, manufacturing, education, construction, and scientific & technical services. Ascension Health, Emerson Electric Co, O’Reilly Automotive, and Enterprise Rent-A-Car are all headquartered in the state.
Small businesses in Missouri employ more than 1.1 million people. This accounts for 47% of the state private workforce, and with more than 101,800 workplace injuries and 102 fatalities across all industries in 2018, small businesses need to make sure that have workers’ compensation insurance coverage
Large businesses in Missouri also self-insure and set aside funds that are dedicated to workers’ comp. Zenployers is a perfect match for this as well.
WC OverviewMissouri has a no-fault system workers’ compensations system. That means it doesn’t matter if an employee caused their own injury by being careless. If they are otherwise eligible, they are entitled to benefits. However, there are some exceptions.
- Agricultural workers
- Domestic workers
- Real Estate Agents
- Independent Contractors
- Federal Employees
- Medical treatment and testing
- Physical rehabilitation
WC PayoutsYour worker’s comp insurance must pay for your employee’s medical treatment from day one for any work-related injury. Work-related illnesses are also covered under workers’ compensation law. Illnesses or conditions caused by exposure to harmful conditions (such as mold) or products (such as caustic chemicals) are all covered. If your employees are injured in this way at work in Missouri, they may be entitled to benefits under workers’ compensation law.
Fatal injuries were in construction
Fatal injuries were automotive related
Fatal injuries were in public administration
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