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Get your business covered by Zenployers in the Bay State
Massachusetts Workers' Compensation
Massachusetts is known for its forests, ski slopes, as well as being a great destination for recreational activities such as hiking, biking and golf. However, The Bay State offers much more and is home to many small businesses as well as large corporate headquarters.
Massachusetts’s business industry has really grown in recent years. The state is known for many historical sites, as well a great place for winter activities such as cross-country skiing, and downhill skiing. Major industries in Massachusetts include life sciences, finance, information technology, manufacturing, and renewable energy. General Electric, TJX Companies, National Amusements, The Enterprise, and Stop & Shop are all headquartered here.
Massachusetts small businesses employ more than 1.5 million people. This accounts for 46% of the state’s private workforce, and with more than 86,000 workplace injuries and 86 fatalities, small businesses need to make sure they are covered by workers’ compensation insurance.
Large businesses in Massachusetts also self-insure and set aside funds dedicated to workers comp. Zenployers is a perfect match for this as well.
Some facts about Massachusetts Workers' Compensation
WC Overview
Workers’ compensation is “no-fault”. It doesn’t matter if an employee caused their own injury by being careless. If they are otherwise eligible, they are entitled to benefits unless they intentionally hurt themselves, they were intoxicated, or they committed fraud. Most employees need to be covered under workers’ compensation laws, but there are a few exceptions.
WC Exceptions
  • Members of an LLC
  • Sole Proprietors
  • Partners of a limited liability partnership
WC Coverage
  • Surgery
  • Hospitalization
  • Medical supplies
  • Rehabilitation
WC Payouts
Your workers’ comp insurance must pay for your employee’s medical treatment from day one for any work-related injury. Work-related illnesses are also covered under workers’ compensation law. Illnesses or conditions caused by exposure to harmful conditions (such as mold) or products (such as caustic chemicals) are all covered. If your employees are injured in this way at work in Massachusetts, they may be entitled to benefits under workers’ compensation law.
Injuries were in the natural resource and mining fields
Injuries were in the educational and health services
Injuries were in trade, transportation, and utilities fields
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