Maryland Workers' Compensation
Maryland is known for its for its gorgeous cost line, many state parks, and waterfalls flowing into rivers. However, the Old Line State offers much more, and is known for its many small businesses and corporate headquarters.
Maryland’s business industry has been on the rise the past few years. The state is knowing for its many places to fish, catching blue crab, and all the vastly different landscapes all packed into one state. Major Maryland industries include agriculture, fishing, manufacturing, biotechnology, tourism, mining, and cybersecurity. Marriott International, Lockheed Martin, Social Security Administration, Laureate Education, and The Ritz-Carlton Hotel chain are all headquartered in Maryland.
Small businesses in Maryland employ more than 1.1 million people. This accounts for 50% of the state’s private workforce, and with more than 65,900 workplace injuries and 97 fatalities across all industries in 2018, small businesses need to make sure they have workers’ compensation insurance coverage.
Large businesses in Maryland also self-insure and set aside funds that are dedicated to workers’ comp. Zenployers is a perfect match for this as well.
WC OverviewMaryland has a no-fault system workers’ compensations system. That means it doesn’t matter if an employee caused their own injury by being careless. If they are otherwise eligible, they are entitled to benefits. However, there are some exceptions.
- Agricultural employer with fewer than three employees or has less than $15,000 in annual payroll
- Sole proprietors
- Doctor visits
- Hospital visits
- Physical therapy
- Necessary expenses related to the injury
WC PayoutsYour worker’s comp insurance must pay for your employee’s medical treatment from day one for any work-related injury. Work-related illnesses are also covered under workers’ compensation law. Illnesses or conditions caused by exposure to harmful conditions (such as mold) or products (such as caustic chemicals) are all covered. If your employees are injured in this way at work in Maryland, they may be entitled to benefits under workers’ compensation law.
Fatal injuries were self employed
Fatal injuries were by employees’ age 55-64
Fatal injuries were from transport, material moving occupations
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