Zenployers in Louisiana
Louisiana Workers' Compensation
Louisiana is known for the world-famous Mardi Gras festival, amazing Cajun dishes, and that wonderful southern hospitality. However, the Pelican State offers much more, and is known for its many small businesses and corporate headquarters.
Louisiana’s business industry has been on the steady rise over the past few years. The state is known for its friendly people, many festivals and wonderful seafood dishes. Major Louisiana industries include oil, natural gas, commercial fishing, chemical shipping, and agriculture. Century Link, Community Coffee, Copeland’s, Freeport-McMoRan, and Hornbeck Offshore Services all have their corporate headquarters in the state.
Small businesses in Louisiana employ more than 917,400 people. This accounts for 53% of the state’s private workforce, and with 98 fatal injuries across all industries in 2018, small businesses need to make sure they have workers’ compensation insurance coverage.
Large businesses in Louisiana also self-insure, and set aside funds that are dedicated to workers’ comp. Zenployers is a perfect match for this as well.
WC OverviewLouisiana has a no-fault system workers’ compensations system. That means it doesn’t matter if an employee caused their own injury by being careless. If they are otherwise eligible, they are entitled to benefits. However, there are some exceptions.
- Real estate brokers or sales agents
- Private residential household employees
- Employees of private unincorporated farms
- Independent contractors
- Employees working in railroads or trains while engaging in interstate or foreign trade
- Airplane crews working on dusting or spraying operations
- Landmen (Mineral exploration, development and transportation)
- Employees who are covered by the Federal Employees Liability Act
- Doctors’ visits
- Hospital bills
- Prosthetic devices
WC PayoutsYour worker’s comp insurance must pay for your employee’s medical treatment from day one for any work-related injury. Work-related illnesses are also covered under workers’ compensation law. Illnesses or conditions caused by exposure to harmful conditions (such as mold) or products (such as caustic chemicals) are all covered. If your employees are injured in this way at work in Louisiana, they may be entitled to benefits under workers’ compensation law.
Fatal injuries by transportation incident
Fatal injuries by slips, trips, or falls
Fatal injuries by contact with object and equipment
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