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Get your business covered by Zenployers in the Hawkeye State
Iowa Workers' Compensation
Iowa is known for its vast corn fields, the beauty of the Iowa River, and of course The Grotto of the Redemption. However, The Hawkeye State offers much more and is known for its many small businesses and corporate headquarters.
Iowa’s business industry has been booming recently. The state is known for its beauty from Pikes Peak State Park to the Crystal Lake Cave and The Grotto of the Redemption. Major industries in Iowa are agriculture, renewable energy, manufacturing, information and communication technology, and food production. Hy-Vee, Casey’s General Stores, Rockwell Collins, and Fareway Stores all have their headquarters in Iowa.
Small businesses in Iowa employee more than 646,000 people. This accounts for 48% of the state’s private workforce, and with more than 35,900 workplace injuries and 77 fatalities across all industries in 2018, small businesses need to make sure that they have workers’ compensation insurance coverage.
Large businesses in Iowa also self-insure and set aside funds that are dedicated to workers’ comp. Zenployers is a perfect match for this as well.
Some facts about Iowa Workers' Compensation
WC Overview
Iowa has a no-fault system workers’ compensations system. That means it doesn’t matter if an employee caused their own injury by being careless. If they are otherwise eligible, they are entitled to benefits. However, there are some exceptions.
WC Exceptions
  • Sole proprietor
  • Independent contractor
  • Not considered employee by respective work
  • Domestic employee
WC Coverage
  • Medical care
  • Hospital care
  • Doctor visits
  • Prescriptions
  • Physical therapy
  • Rehabilitation
WC Payouts
Your worker’s comp insurance must pay for your employee’s medical treatment from day one for any work-related injury. Work-related illnesses are also covered under workers’ compensation law. Illnesses or conditions caused by exposure to harmful conditions (such as mold) or products (such as caustic chemicals) are all covered. If your employees are injured in this way at work in Iowa, they may be entitled to benefits under workers’ compensation law.
Fatal injuries were men
Fatal injuries were from transportation incidents occupations
Fatal injuries were ages 55-64
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