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Get your business covered by Zenployers in the Hoosier State
Indiana Workers' Compensation
Indiana is known for its vast farms, plenty of rivers, and great weather. However, the Hoosier State offers much more, and is known for its many small businesses and corporate headquarters.
Indiana’s business industry has shown amazing growth in recent years. The state is known for rolling corn fields, the Indianapolis 500 Nascar race, Its sand dunes along the shore of Lake Michigan, and its many rivers. Major Indiana industries include Aerospace, Manufacturing, Cybersecurity, Energy, Life Sciences, and Agriculture. Cummins, Anthem, Eli Lilly and Company, Berry Global, and Steak ’n Shake chain restaurant are all headquartered in the state.
Small businesses in Indiana employ more than 1.2 million people. This accounts for 45% of the state’s private workforce, and with more than 81,100 workplace injuries and 173 fatalities across all industries in 2018, small businesses need to make sure they have workers’ compensation insurance coverage.
Large businesses in Indiana also self-insure and set aside funds that are dedicated to workers’ comp. Zenployers is a perfect match for this as well.
Some facts about Indiana Workers' Compensation
WC Overview
Indiana has a no-fault system workers’ compensations system. That means it doesn’t matter if an employee caused their own injury by being careless. If they are otherwise eligible, they are entitled to benefits. However, there are some exceptions.
WC Exceptions
  • LLC members
  • Partners & Sole Proprietors
  • Corporate officers
  • Independent contractors
  • Licensed real estate agents
WC Coverage
  • Medical Treatment such as doctor and hospital visits
  • Emergency room
  • Rehabilitation
  • Prescriptions
  • Mileage to and from appointments
WC Payouts
Your worker’s comp insurance must pay for your employee’s medical treatment from day one for any work-related injury. Work-related illnesses are also covered under workers’ compensation law. Illnesses or conditions caused by exposure to harmful conditions (such as mold) or products (such as caustic chemicals) are all covered. If your employees are injured in this way at work in Indiana, they may be entitled to benefits under workers’ compensation law.
Fatal injuries were were ages 45-54
Fatal injuries were male
Fatal injuries were in management, business, science and art fields
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