Illinois Workers' Compensation
Illinois is known for its rolling hills and flowing rivers. There are forests spread across the stake and farmlands. However, the Prairie State has much more, and is known for its many small businesses and corporate headquarters.
Illinois’s business industry has improved greatly in recent years. That state is known for its museums, beaches, and farmlands. Major industries in Illinois include Agriculture, oil & gas, construction, manufacturing, transportation and retail. Walgreen Co, McDonald’s, Boeing, and Caterpillar are all headquartered in this state.
Small businesses in Illinois employ more than 2.5 million people. This accounts for 45% of the state's private workforce, and with more than 110,000 workplace injuries and 184 fatalities across all industries in 2018, small businesses need to make sure they have workers’ compensation insurance coverage.
Large businesses in Illinois also self-insure and set aside funds that are dedicated to workers’ comp. Zenployers is a perfect match for this as well.
WC OverviewIllinois has a no-fault system workers’ compensations system. That means it doesn’t matter if an employee caused their own injury by being careless. If they are otherwise eligible, they are entitled to benefits. However, there are some exceptions.
- Sole proprietor, partner or member of an LLC
- Domestic worker working less than 40 a week for a period of less than 13 weeks during the year
- A corporate officer
- Agricultural enterprise employing less than 400 working days.
- Emergency care
- Doctor visits
- Hospital care
- Physical therapy
- Any medical equipment that is needed because of the injury such as a wheelchair or crutches
WC PayoutsYour worker’s comp insurance must pay for your employee’s medical treatment from day one for any work-related injury. Work-related illnesses are also covered under workers’ compensation law. Illnesses or conditions caused by exposure to harmful conditions (such as mold) or products (such as caustic chemicals) are all covered. If your employees are injured in this way at work in Illinois, they may be entitled to benefits under workers’ compensation law.
Fatal injuries were men
Fatal injuries were transportation incidents
Fatal injuries were construction trade workers
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