Hawaii Workers' Compensation
Hawaii is known for its world class beaches, rocky hiking trails, and for surfing and sailing. However, The Aloha State offers much more and is home to many small businesses as well has large corporate headquarters.
Hawaii’s business industry has been on the rise. The state is known for its many luxury resorts, scenic views such as waterfalls and volcanos, and beautiful beaches for water activities. Major Hawaii industries include Tourism, Defense, Agriculture, Fishing, and Manufacturing. Queen’s Health Systems, Hawaii Pacific Health, Hawaiian Airlines, St. Francis Hospital, and Kapalua Resort are all headquartered in Hawaii.
Hawaii’s small businesses employ more than 267,500 people. This accounts for over 51% of the stats workforce. With 16,200 workplace injuries and 26 fatal injuries across all fields small businesses need to make sure they are covered by workers compensation insurance.
Large businesses in Hawaii also can self-insure and set aside funds that are dedicated to workers’ comp. Zenployers is a perfect match for this as well.
WC OverviewHawaii has a no-fault system workers’ compensation system. That means it doesn’t matter if an employee caused their own injury by being careless. If they are otherwise eligible, they are entitled to benefits unless they intentionally hurt themselves, they were intoxicated, or they committed fraud. Most employees need to be covered under workers’ compensation laws. However, there are some exceptions.
- Sole proprietors
- Partners in a business
- Corporate officer who owns at least 50% of the company
- Voluntary workers
- Unpaid Workers
- Authorized ministers, priests, rabbis
- Domestic workers making less than $255 each calendar quarter
- All 50% stockholders
- Real estate salespersons and brokers
- Medical benefits
- Disability benefits (Temporary and Permanent)
- Disfigurement payments
- Death benefits
- Vocational rehabilitation
WC PayoutsYour workers’ comp insurance must pay for your employee’s medical treatment from day one for any work-related injury. Work-related illnesses are also covered under workers’ compensation law. Illnesses or conditions (such as mold) or products (such as caustic chemicals) are all covered. If your employees are injured in this way at work in Hawaii, they may be entitled to benefits under workers’ compensation law.
Workplace injuries were in Retail Trade
Workplace injuries were in Accommodation and Food Service
Workplace injuries were in Healthcare and Social Assistance
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