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Get your business covered by Zenployers in the Sunshine State
Florida Workers' Compensation
Florida is known for its oranges and grapefruits, as well as its many beaches and miles of coastline. However, the Sunshine State offers much more and is home to many small businesses and large corporate headquarters.
Florida’s business industry has been growing very strongly recently. Florida is the theme park capital of the world as well as known for the Everglades and amazing freshwater springs. Major Florida industries include aerospace, life sciences, manufacturing, security, and Information Technology. Publix, Darden Restaurants, Jabil, Carnival, and Bloomin’ Brands are all headquartered in Florida.
Florida’s small businesses employee over 3.4 million people. This accounts for 41% of the entire workforce in the state and with 306 fatal injuries in 2019 across all industries, small businesses need to make sure they have workers’ compensation coverage.
Large businesses in Florida can also self-insure and set aside funds that are dedicated to workers’ comp. Zenployers is a perfect match for this as well.
Some facts about Florida Workers' Compensation
WC Overview
Florida has a no-fault workers’ compensations system. That means it doesn’t matter if an employee caused their own injury by being careless. If they are otherwise eligible, they are entitled to benefits. However, there are some exceptions.
WC Exceptions
  • Most companies with fewer than four employees
  • Agriculture companies with six or less full-time employees or twelve or fewer seasonal employees
  • Corporate officers in non-construction companies
WC Coverage
  • All necessary medical treatment related to injury
  • Vocational rehabilitation
  • Death benefits
WC Payouts
Your worker’s comp insurance must pay for your employee’s medical treatment from day one for any worker-related injury. Work-related illnesses are also covered under workers’ compensation law. Illnesses or conditions caused by exposure to harmful conditions (such as mold) or products (such as caustic chemicals) are all covered. If your employees are injured in this way at work in Florida, they may be entitled to benefits under workers’ compensation law.
Fatal injuries were from Trade, Transportation, and Utilities fields
Fatal injuries were from Construction
Fatal injuries were from Landscaping services
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