Delaware Workers' Compensation
Delaware is known for a beautiful coastline and many scenic national parks. However, the First State offers much more and is home to many small businesses and many large corporate headquarters.
Delaware’s business industry had a strong increase in recent years. The state is known for many historical landmarks such as the Old Swedes Church, Hagley Museum, and the Nemours Mansion and Gardens. Delaware’s largest industries include agriculture, fisheries, manufacturing, tourism, and mining. DuPont, Integrity Staffing Solutions, W. L. Gore and Associates, and Mountaire Farms are all headquartered in the state.
Delaware’s small businesses employ more than 180,000 people. That accounts for 45% of the state’s entire workforce. Delaware had 9,100 injuries and 18 fatalities across all injuries in 2019, small businesses need to make sure they have workers’ compensation insurance coverage.
Large businesses in Delaware also can self-insure and set aside funds that are dedicated to workers’ comp. Zenployers is a perfect match for this as well.
WC OverviewDelaware has a no-fault system workers’ compensation system. That means it doesn’t matter if an employee caused their own injury by being careless. If they are otherwise eligible, they are entitled to benefits. However, there are some exceptions.
- Agriculture workers
- Independent contractors
- Sole proprietors
- Hospital visits
- Missed Wages
- Ongoing Care
- Disability Benefits
- Funeral Costs
WC PayoutsYour worker’s comp insurance must pay for your employee’s medical treatment from day one any worker-related injury. Work-related illnesses are covered under workers’ compensation law. Illnesses or conditions caused by exposure to harmful conditions (such as mold) or products (such as caustic chemicals) are all covered. If your employees are injured in this way at work in Delaware, they may be entitled to benefits under workers’ compensation law.
Injuries were from Retail Trade
Injuries were from Hospitals
Injuries were from Trade, Transportation, and Utilities fields
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