Connecticut Workers' Compensation
Connecticut is known for the Connecticut River, beautiful coastline and amazing Connecticut seafood such as hot lobster rolls. However, the Constitution State offers much more, and is home to many small businesses and corporate headquarters.
Connecticut’s business industry has shown strong growth in recent years. The state is known for being colonial churches and historic villages. Major Connecticut industries include aerospace manufacturing, shipbuilding, bioscience, healthcare, and insurance. United Technologies, XPO Logistics, Amphenol, and Otis Elevator Company are all headquartered in Connecticut.
Small businesses employ almost 49% of the state’s entire workforce, which is about 750,000 people. With more than 43,000 workplace injuries and 48 fatal injuries across all industries in 2019, small businesses need to make sure they have workers’ compensation insurance coverage.
Large businesses in Connecticut also can self-insure and set aside funds that are dedicated to workers’ comp. Zenployers is a perfect match for this as well.
WC OverviewConnecticut has a no-fault workers’ compensation system. That means it doesn’t matter if an employee caused their own injury by being careless. If they are otherwise eligible, they are entitled to benefits. However, there are some exceptions.
- Household employees who work less than 26 hours.
- Sole proprietors
- LLC members
- Corporate officers
- Medical Care
- Protection from Income Loss
- Funeral Cost
- Death Benefits
WC PayoutsYour worker’s comp insurance must pay for your employee’s medical treatment from day one for any work-related injury. Work-related illnesses are also covered under workers’ compensation law. Illnesses or conditions caused by exposure to harmful conditions (such as mold) or products (such as caustic chemicals) are all covered. If your employees are injured in this way at work in Connecticut, they may be entitled to benefits under workers’ compensation law.
Injuries were from Construction
Injuries were from Educational services
Injuries were from Trade, Transportation and Utilities
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