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Get your business covered by Zenployers in the Centennial State
Colorado Workers' Compensation
Colorado is known for breathtaking views from the Rocky Mountains, crystal clear lakes and miles upon miles of hiking trails. However, the Centennial State offers much more and is home to many small businesses and corporate headquarters.
Colorado’s business industry has been on the rise. The state is known for its national parks, ski resorts, and the ancient cliff homes in the Mesa Verde National Park. Colorado’s largest industries include manufacturing, mining, agriculture, and aerospace. Pepsi Center, RE/MAX, JBS USA, DaVita, and Chipotle Mexican Grill are all headquartered in Colorado.
Small businesses in Colorado employ more than 1.1 million people. That accounts for 48.6% of all employees. In 2019 there were 84 fatal injuries across all industries. This is why small businesses need to make sure they are covered by workers compensation.
Large businesses can also self-insure and set aside funds that are dedicated to workers’ compensation. Zenployers is a perfect match for this as well.
Some facts about Colorado Workers' Compensation
WC Overview
Colorado has a no-fault system workers’ compensations system. That means it doesn’t matter if an employee caused their own injury by being careless. If they are otherwise eligible, they are entitled to benefits. However, there are some exceptions.
WC Exceptions
  • Sole Proprietors
  • General Working Partners
  • Corporate Officer
  • DMembers of an LLC
WC Coverage
  • Medical care
  • Missed Wages
  • Ongoing care
  • Funeral costs
  • Disability
WC Payouts
Your worker’s comp insurance must pay for your employee’s medical treatment from day one for any work-related injury. Work-related illnesses are also covered under workers’ compensation law. Illnesses or conditions caused by exposure to harmful conditions (such as mold) or products (such as caustic chemicals) are all covered. If your employees are injured in this way at work in Colorado, they may be entitled to benefits under workers’ compensation law.
Fatal injuries were transportation incidents
Fatal injuries were from contact with objects and equipment
Fatal injuries were from contact with objects and equipment
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