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Get your business covered by Zenployers in the Copper State
Arizona Workers' Compensation
Arizona is known for rock formations such as The Red Rocks of Sedona, cacti in the desert, and of course the Grand Canyon. However, The Copper State offers much more, and is home to many small businesses and large corporate headquarters.
Arizona’s business industry has been on the rise for a few years now. The state has many great attractions such as The Grand Canyon National Park, The Hoover Dam and the Glen Canyon National Recreation Area. Major Arizona industries include Aerospace, Technology, Manufacturing, and Bioscience. PetSmart, Banner Health, Circle K, ON Semiconducter, and Sprouts Farmers Market have all headquarters in Arizona.
Small businesses in Arizona employ more than 1 million people, which accounts for more than 44% of the state’s private work force. With more than 58,400 injuries and 82 fatal injuries across all industries, small businesses need to make sure they have workers’ compensation insurance coverage.
Large businesses in Arizona also self-insure and set aside funds that are dedicated to workers’ comp. Zenployers is a perfect match for this as well.
Some facts about Arizona Workers' Compensation
WC Overview
Arizona has a no-fault system workers’ compensations system. That means it doesn’t matter if an employee caused their own injury by being careless. If they are otherwise eligible, they are entitled to benefits. However, there are some exceptions.
WC Exceptions
  • Domestic Employees in a private home
  • Independent Contractors
  • Members of LLC’s
  • Sole Proprietors
  • Corporate Officers
WC Coverage
  • Medical expenses
  • Missed wages
  • Disability
WC Payouts
Your worker’s comp insurance must pay for your employee’s medical treatment from day one for any work-related injury. Work-related illnesses are also covered under workers’ compensation law. Illnesses or conditions caused by exposure to harmful conditions (such as mold) or products (such as caustic chemicals) are all covered. If your employees are injured in this way at work in Arizona, they may be entitled to benefits under workers’ compensation law.
Fatal injuries were from slips and falls
Injuries required days away from work
Injuries were in trade and transportation fields
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