Alaska Workers' Compensation
Alaska is known for its breath-taking scenery. From the Mountains to the shoreline and the forests and glaciers in between. However, The Last Frontier offers much more and is a fantastic place to start a small business or house a corporate headquarters.
Alaska’s business industry has been looking very good lately. The state is known for glaciers, many rivers that offer world class fishing, seafood, and of course their state parks. Major Alaska industries include petroleum, tourism, fishing, and mining. Fort Wainwright Federal Credit Union, Bristol Bay Native, Chugach Alaska, and Nana Dev are all headquartered in Alaska.
Small businesses in Alaska employ more than 141,100 people. That’s 53% of the private workforce in Alaska. There were 7,100 workplace injuries and 32 fatal injuries in 2018, small businesses need to make sure they have workers’ compensation coverage.
Large businesses in Alaska can also self-insure and set aside funds that are dedicated to worker’ comp. Zenployers is a perfect match for this as well.
WC OverviewAlaska has a no-fault system workers’ compensations system. That means it doesn’t matter if an employee caused their own injury by being careless. If they are otherwise eligible, they are entitled to benefits. However, there are some exceptions.
- Part-time baby-sitters
- Non-commercial cleaning persons
- Harvest help and similar part-time/transient
- Sports officials for amateur events
- Contract entertainers
- Person defined as transportation network company drivers
- Contract taxi drivers
- Qualified real estate licensee
- Impairedment benefits
- Death benefits
- Medical expenses
WC PayoutsYour worker’s comp insurance must pay for your employee’s medical treatment from day one for any work-related injury. Work-related illnesses are also covered under workers’ compensation law. Illnesses or conditions caused by exposure to harmful conditions (such as mold) or products (such as caustic chemicals) are all covered. If your employees are injured in this way at work in Alaska, they may be entitled to benefits under workers’ compensation law.
Injuries required days away from work
Workers’ compensation claims were injuries
Workers’ compensation claims were illnesses
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