Zenployers in Oklahoma
Get your business covered by Zenployers in the Sooner State
Oklahoma Workers' Compensation
Oklahoma is known for its breath-taking views of their mountains, rivers, and grasslands with bison running free. However, the Sooner State offers much more and is known for its many small businesses and corporate headquarters.
Oklahoma’s business industry has been growing year after year. The state is known for its many lakes, flowing rivers, and miles of farmland. Major Oklahoma industries Aviation/Aerospace, Energy, Government, and Telecommunications. Chesapeake Energy, Devon Energy, Sonic Drive in chain Restaurants, and Love’s Travel Stops all have their corporate headquarters based in Oklahoma.
Small businesses in Oklahoma employ more than 699,600 people and with 91 fatal injuries in 2017 across all industries, small businesses need to make sure they have workers’ compensation insurance coverage.
Large businesses in Oklahoma also self-insure and set aside funds that are dedicated to workers’ comp. Zenployers is also a perfect match for this as well.
WC Overview
Oklahoma has a no-fault system workers’ compensations system. That means it doesn’t matter if an employee caused their own injury by being careless. If they are otherwise eligible, they are entitled to benefits. However, there are some exceptions.
WC Exceptions
- Domestic or household employees with less than $10,000 in payroll annually
- Agricultural or horticultural employees with less than $10,000 in payroll annually
- Licensed real estate sales and brokers
- Employees covered under federal laws
WC Coverage
- First aid
- Medical
- Surgical
- Hospital
- Optometric
- Podiatric
- Nursing
- Medicine
- Crutches and Prosthetics
WC Payouts
Your worker’s comp insurance must pay for your employee’s medical treatment from day one for any work-related injury. Work-related illnesses are also covered under workers’ compensation law. Illnesses or conditions caused by exposure to harmful conditions (such as mold) or products (such as caustic chemicals) are all covered. If your employees are injured in this way at work in Oklahoma, they may be entitled to benefits under workers’ compensation law.
Occupational illness rates by industry (per 10,000 employees)
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